10.2190/2J74-E6PX-70U2-A4QX 2J74E6PX70U2A4QX 2 The Availability of Flood Insurance for Mobile Home Dwellers in Colorado Springs, Colorado 179 186 20020509 20020509 20020509 20020509 2J74E6PX70U2A4QX.pdf http://baywood.metapress.com/link.asp?target=contribution&id=2J74E6PX70U2A4QX 3 Eve C. Gruntfest Lori A. Houser Department of Geography and Environmental Science, University of Colorado, Colorado Springs This study systematically examines the practices of insurance companies in providing flood insurance to mobile home dwellers in Colorado Springs, Colorado. Thirteen of the eighteen companies contacted sell homeowners insurance to mobile home owners. A representative from each company was asked how much it would cost to purchase homeowners and flood insurance for a new 1985 mobile home, 14 feet by 70 feet, with a value of $22,500, placed in a mobile home park in the city limits. The rates and availability were highly variable. None of the companies inquired as to the type of foundation. Only two companies take the location of the mobile home park into consideration. T. P. Breshenhan, Strategy and Techniques to Accelerate the Reduction of Flood Hazards at Mobile Home Parks, <i>The Pennsylvania Geographer, 16</i>:4, pp. 48-52, December 1978. H. Davidson, How Promising is the Future for Mobile Homes? <i>Journal of Property Management</i>, pp. 309-311, November/December 1978. T. Nutt-Powell, <i>Manufactured Housing, Making Sense of an Opportunity</i>, Auburn House, Boston, 1982. K. Steinbrugge, E. Schader, and S. T. Algermissen, Earthquake Damage to Mobile Homes in California, <i>California Geology, 33</i>:10, pp. 225-232, October 1980. W. P. Vann and J. R. McDonald, <i>An Engineering Analysis: Mobile Homes in Windstorms</i>, National Weather Service, Washington, D. C., 1978. J. E. Haas, R. W. Kates, and M. J. Bowden (eds.), <i>Reconstruction Following Disaster</i>, MIT Press, Cambridge, Massachusetts, 1977. A. Bernhardt, <i>Building Tomorrow, The Mobile Manufactured Housing Industry</i>, MIT Press, Cambridge, Massachusetts, 1980. D. Carlson, One County Gives Mobile Homes an Even Break, <i>Planning</i>, pp. 17-20, October 1979. E. W. Foss, "An Analysis of Mobile Home Assessments in Three New York Counties and Mobile Home Parks, Park Owners and Park Managers and in Communities," Ph.D. Dissertation, Cornell University, Ithaca, New York, 1980. Federal Emergency Management Agency, Federal Register, Volume 41, 207, October 26, 1976. State of Colorado, Department of Law, Office of the Attorney General, <i>Report to the Governor on Mobile Home Park Living in Colorado</i>, Denver, March 13, 1981. United States Water Resources Council, <i>Floodplain Management Handbook</i>, The Council, Washington, D. C., 1981. R. Philipsborn, Federal Emergency Management Agency, personal communication, Denver, 1985. E. C. Gruntfest, "Changes in Flood Plain Land Use and Flood Hazard Adjustment in Denver and Boulder, Colorado, 1958-1979," Ph.D. Dissertation, University of Colorado, Boulder, 1982. Pikes Peak Area Council of Governments, <i>Housing and Office Space Market Analysis</i>, Colorado Springs, 1982.