The Availability of Flood Insurance for Mobile Home Dwellers in Colorado Springs, Colorado
Eve C. Gruntfest
Lori A. Houser
DOI: 10.2190/2J74-E6PX-70U2-A4QX
Abstract
This study systematically examines the practices of insurance companies in providing flood insurance to mobile home dwellers in Colorado Springs, Colorado. Thirteen of the eighteen companies contacted sell homeowners insurance to mobile home owners. A representative from each company was asked how much it would cost to purchase homeowners and flood insurance for a new 1985 mobile home, 14 feet by 70 feet, with a value of $22,500, placed in a mobile home park in the city limits. The rates and availability were highly variable. None of the companies inquired as to the type of foundation. Only two companies take the location of the mobile home park into consideration. This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License.